ECF/SINDA/CDAC/MBMF Singapore Donation Fund Contribution Rates (Updated for: 2026)
January 02, 2026 · 3 min read
Editor’s note: This post has been updated and republished. The ECF/SINDA/CDAC/MBMF donation fund contributions and CPF rates have been updated as of 2026. These rates are applicable and accurate for the current year until there is further revision.
What are Donation Funds?
All employees working in Singapore and/or for Singapore companies have to contribute a monthly CPF amount to their CPF (Central Provident Fund). This amount is taken out of one’s pay (or salary).
While most people are familiar with CPF contributions, many may not be aware that a portion of these contributions also goes towards supporting Self-Help Group (SHG) funds, commonly referred to as Donation Funds. These funds are instrumental in providing financial assistance to low-income households within specific ethnic communities in Singapore, including the Eurasian, Indian, Chinese, and Muslim communities.
These come in the form of small donations based on your earnings, and get funnelled into the respective funds, depending on which community you belong to.
If you’re an employee in Singapore, chances are you’ve already been making these contributions, which are deducted from your wages along with your CPF contributions. If you have your payslip with you, take a quick glance at it.
While the contribution rates usually remain stable for years, there have been updates in recent years. In this article, we’ll provide you with only the most updated figures when the government passes new laws. If you want a reliable HR and Payroll software that gives you peace of mind when these figures change, while also automating all your manpower and payroll needs, it’s time to consider Talenox.
Donation Fund Contribution Rates
CDAC (Chinese Development Assistance Council): CDAC is dedicated to supporting the Chinese community through various financial assistance programs, education initiatives, and skills development. CDAC Contribution Rates:
| Total amount of an employee’s wages for the calendar month | Contributions payable |
|---|---|
| ≤ $2,000 | $0.50 |
| > $2,000 to $3,500 | $1.00 |
| > $3,500 to $5,000 | $1.50 |
| > $5,000 to $7,500 | $2.00 |
| > $7,500 | $3.00 |
ECF (Eurasian Community Fund): Created to assist the Eurasian community in Singapore, the ECF focuses on providing financial aid and support to those facing financial hardships. ECF Contribution Rates:
| Total amount of an employee’s wages for the calendar month | Contributions payable |
|---|---|
| ≤ $1,000 | $2.00 |
| >$1,000 to $1,500 | $4.00 |
| >$1,500 to $2,500 | $6.00 |
| > $2,500 to $4,000 | $9.00 |
| > $4,000 to $7,000 | $12.00 |
| > $7,000 to $10,000 | $16.00 |
| > $10,000 | $20.00 |
SINDA (Singapore Indian Development Association): SINDA plays a vital role in helping the Indian community by offering financial assistance, educational support, and community-based programs. SINDA Contribution Rates:
| Total amount of an employee’s wages for the calendar month | Contributions payable |
|---|---|
| ≤ $1,000 | $1.00 |
| >$1,000 to $1,500 | $3.00 |
| >$1,500 to $2,500 | $5.00 |
| > $2,500 to $4,500 | $7.00 |
| > $4,500 to $7,500 | $9.00 |
| > $7,500 to $10,000 | $12.00 |
| > $10,000 to $15,000 | $18.00 |
| > $15,000 | $30.00 |
MBMF(Mosque Building and Mendaki Fund): The MBMF serves the Muslim community in Singapore, providing financial aid and resources for education, skills enhancement, and entrepreneurship. MBMF Contribution Rates:
| Total amount of an employee’s wages for the calendar month | Contributions payable |
|---|---|
| ≤ $1,000 | $3.00 |
| >$1,000 to $2,000 | $4.50 |
| >$2,000 to $3,000 | $6.50 |
| > $3,000 to $4,000 | $15.00 |
| > $4,000 to $6,000 | $19.50 |
| > $6,000 to $8,000 | $22.00 |
| > $8,000 to $10,000 | $24.00 |
| > $10,000 | $26.00 |
Historical context and significance
These contribution rates have been essential in ensuring that the Donation Funds fulfill their intended purpose of supporting the less fortunate in various ethnic communities. Over the years, they have helped countless individuals and families access education, healthcare, and financial aid, contributing to the overall well-being and social cohesion in Singapore.
A faster way to calculate your donation funds
Instead of manually calculating your CPF contributions every month, consider using Talenox’s Free Talenox’s FREE CPF Calculator, which can help you and your employees’ calculate all your CPF contribution and statutory donations effortlessly.
For more information on self-help groups and donation funds in Singapore, feel free to check out the official document from the CPF website: Self-Help Groups and Donation Funds
Found this article useful? You may also be interested in:
Singapore
Hong Kong
Malaysia
Global