Free CPF Contribution Calculator Singapore – 2025 Rates for Employers and Employees

What are the 2025 CPF Contribution Rates? For 2025, CPF contributions in Singapore range from 17%–20% for employees and 13%–17% for employers, depending on age and wage tiers. Get accurate and instant results for employers & employees with this cpf contribution calculator.

Whether you’re an employee or employer, calculate your CPF contributions payable with the most updated CPF contribution rates (as of 2025). For Singapore Citizens and Permanent Residents.

Calculate monthly employer and employee CPF contributions for any wage and age group.
This CPF contribution calculator uses up‑to‑date rates as of January 2025.

At Talenox, we believe in designing HR experiences for people, not personnel. Here we put together a tool for you to accurately calculate CPF contribution, as well as SDL and statutory donations.

Find out more about statutory donations (ECF, SINDA, CDAC, MBMF) and CPF here:

ECF/SINDA/CDAC/MBMF Contribution Rates for 2015 to 2025 CPF Board FAQ: Employer Obligations under the CPF Act

Found this useful? See more tools like this:

Singapore - Salary Proration Calculator Singapore - Foreign Worker Quota (FWQ) / Foreign Worker Levy (FWL) Calculator Hong Kong - MPF Calculator Malaysia - EPF/PCB Calculator

FAQ

You have questions?

We have answers.

What is the CPF calculator for?

The CPF calculator computes CPF contributions for employers and employees based on wage, age, and residency status in Singapore.

How are CPF contributions calculated in Singapore?

CPF contributions are calculated based on monthly wages and age group, using official contribution rates published by the CPF Board.

Who pays CPF contributions in Singapore?

Both employers and employees contribute to CPF. Employers deduct the employee’s share and submit total contributions monthly.

Are CPF rates different for Singapore Citizens and PRs?

Yes. PRs contribute lower rates in their first two years, with full rates applying from the third year onwards.

Can I calculate CPF contributions for bonuses or commissions?

Yes. You can input Additional Wages (AW) such as bonuses or commissions into the CPF calculator to compute CPF deductions.

What is Talenox, and is it free to use?

Talenox is a cloud-based HR and payroll software for Singapore companies. It offers a free plan for small teams, with paid plans that include advanced features to streamline payroll, improve compliance, and save time.

Why did you build this free tool?

These free tools were built to help HR professionals and employers in Singapore make quick, accurate calculations for salary proration, CPF, and foreign worker levy without relying on spreadsheets.

Is this calculator linked to Talenox’s payroll system?

Yes. The calculators are built by Talenox and use the same logic as our payroll system, ensuring alignment with real payroll calculations.

Save hours of your time. Give Talenox a minute.

Get started on growing your business by automating your manual tasks. Talenox makes everything, from managing your employees from hire to exit, and all in between, easier for you.

Try 30 days FREE Get A Demo